Buying your first home can be pretty overwhelming. It's also probably the most expensive product you'll ever buy! But in order to get into your first home, you need a mortgage.
First-Time Home Buyer
The first step in the home buying process is for you to be familiar with the process and everything you need prior to looking for a home. One of the first questions realtors will ask you is “do you have a mortgage pre-approval?” Understanding how much you can afford and knowing more about the financial costs associated with buying a home is definitely a great first step.
In the next section, you will see we’ve put together some very critical, easy to understand tools and resources to better prepare you BEFORE you start looking for a home.
We’ve got over 20 years of Canadian mortgage expertise and have helped thousands of individuals get into their first home. If you prefer to speak to one of our mortgage professionals give us a call or send us an email today!
Thinking About a Mortgage?
Qualify for the best mortgage rates at Legion Financial Solutions. But, take a look at some of these resources that might save you thousands of dollars if you qualify.
FIRST-TIME HOME BUYER’S TAX CREDIT
You may be able to claim up to $5000 on your taxes if you qualify!
HOME BUYERS’ PLAN
The first-time home buyer’s plan allows you to withdraw up to $25,000 from your RRSP’s to buy or build a qualifying home. Ask us to learn more.
LAND TRANSFER TAX REBATE
First-time home buyers get a land transfer tax rebate of up to $4000. Ask us to learn more.
GST/HST NEW HOUSING REBATE
You may be eligible for a new housing rebate for some of the GST/HST paid. Ask us to learn more.